Funding online casino accounts using a debit card is the most commonly used and most widely accepted payment method available.
This form of payment tends to come with low minimum deposit/withdrawal amounts and also high maximum withdrawal limits.
It is very rare to find fees charged by casinos for using debit cards and unlike credit cards there is no fee to pay to your bank (casino deposits are counted as cash transactions by your bank).
Debit card payments are also secure and instant when depositing and are always elligable for sign up bonuses. Read more about debit card casino sites as well as how to use cards to fund your account on this page.
- Debit Card:
- Casinos
- Gambling
- Deposits / Withdrawals
- Verification
Online Casinos That Accept Debit Cards
| Site | Min Deposit | Min Withdraw | Fees | Withdrawal Time | Visit | |
|---|---|---|---|---|---|---|
 |
BetVictor Casino | £5 | £10 | 0% | 2-5 Days |
T&Cs Apply, 18+
|
 |
888 Casino | £10 | £10 | 0% | Up to 6 Days |
T&Cs Apply, 18+
|
 |
Gala Casino | £5 | £5 | 0% | 4 hours - 3 days |
T&Cs Apply, 18+
|
 |
All British Casino | £10 | £20 | 0% | 1-5 Days |
T&Cs Apply, 18+
|
 |
Betfred Casino | £5 | £5 | 0% | Up to 48hrs |
T&Cs Apply, 18+
|
 |
LeoVegas Casino | £10 | £10 | 0% | Up to 5 Days |
T&Cs Apply, 18+
|
 |
Grosvenor | £5 | £10 | 0% | 3-5 Days |
T&Cs Apply, 18+
|
 |
Unibet Casino | £5 | £15 | 0% | 3-5 Days |
T&Cs Apply, 18+
|
 |
Vbet | £10 | £10 | - | Within 72 Hours |
T&Cs Apply, 18+
|
 |
Parimatch Casino | £5 | £10 | 0% | 2-5 Days |
T&Cs Apply, 18+
|
 |
Mr Play | £10 | £10 | 0% | 6-8 Days |
T&Cs Apply, 18+
|
 |
CasinoLuck | £10 | £10 | 0% | 0-6 Days |
T&Cs Apply, 18+
|
 |
Regal Wins | £10 | £10 | 0% | Instant |
T&Cs Apply, 18+
|
 |
10Bet Casino | £10 | £1 | - | 1-3 Business Days |
T&Cs Apply, 18+
|
 |
Spin And Win | £10 | £10 | 0% | 15 mins - 3 days |
T&Cs Apply, 18+
|
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NetBet Casino | £10 | £10 | 1.5% over £500 | Up to 5 Days |
T&Cs Apply, 18+
|
 |
The Rialto Casino | £5 | £5 | 0% | 10 mins - 3 days |
T&Cs Apply, 18+
|
 |
UK Casino Club | £10 | £10 | - | 3 Days |
T&Cs Apply, 18+
|
 |
32Red Casino | £10 | £10 | 0% | 2-3 Days |
T&Cs Apply, 18+
|
 |
777 Casino | £10 | £10 | 0% | Up to 6 Days |
T&Cs Apply, 18+
|
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William Hill Casino | £5 | £5 | 0% | Up to 4 Hours |
T&Cs Apply, 18+
|
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Magical Vegas | £10 | £10 | 0% | 10 mins - 3 days |
T&Cs Apply, 18+
|
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Coral Casino | £5 | £5 | 0% | 4 hours - 3 days |
T&Cs Apply, 18+
|
 |
Ladbrokes Casino | £5 | £5 | 0% | Within 4 Hours |
T&Cs Apply, 18+
|
 |
Prospect Hall | £10 | £10 | 0% | 1-3 Days |
T&Cs Apply, 18+
|
If you would like to see a list of debit card betting sites and visit our online bookmaker banking section.
How To Use Debit Cards for Gambling
Using a debit card to fund an online casino or betting account is the same as using your card to pay for any other goods or services online. If your bank account is based in a country where gambling is legal and you are playing online from a legal country (such as the UK) then there is no reason why your bank would stop you using your card to deposit and withdraw to and from casino and betting sites.
If your bank does block a transaction to a betting site or casino site it will more likely be because they think it could be fraudulent. This can happen occasionally if you haven’t previously used your account for these types of transactions or if you are betting with a new casino site, and especially if you are trying to make a large deposit.
If you are blocked from depositing call up your bank, tell them it is you who is trying to make the transaction and ask them to add a note to your file to not block payments to or from that operator in future. There is no legal reason why your bank can refuse you access to your money to fund a licenced and legal online casino site.
Adding funds requires you to register your details with your casino/betting site as you would with any other merchant, e.g Amazon. This will include:
- The 16 digit long number on the front of the card
- Expiry date and possibly start date
- Issue Number if applicable
- Full name, as written on the card
- Security code, the three digit number in the security panel
Depositing Using a Debit Card
Bank card deposits are instant, as soon as you register with your card with the gambling site you can add funds. From registration to playing games or placing bets can take minutes.
There should be no fees from the site for adding funds using debit cards. If the site does charge you a fee then in my opinion you should play elsewhere as most casinos do not charge fees. You may be charged a fee by your bank if you are betting in a different currency however.
Minimum deposit amounts tend to be low using a card (£5-10 most commonly) with maximums set at at least £10k+ (you can make multiple payments at the maximum amount however).
Withdrawing Using a Debit Card
Withdrawals will take longer than deposits, this is true for all payments onto your card irrespective of whether it is a gambling site or not. Most withdrawals will take up to 3 days to land in your account, although this can be longer depending on how long the site takes to process your withdrawal. Bigger companies tend to process quicker, especially on weekends. Give yourself up to 5 days to get your money.
Withdrawal minimums tend to be low and are usually equivalent to the deposit limits. Maximum limits may be in place (e.g. £25,000 each day) although if you are making a big withdrawal you can usually contact the casino directly to arrange a higher payment.
Again there should be no fees for withdrawing (unless you deposit and withdraw without playing). Likewise your bank shouldn’t charge you a fee unless there is a currency conversion.
Beware of pending periods, this is a mechanism used by some sites to hold your funds in a ‘pending’ mode before processing. During this time, you can reverse the withdrawal. On occasion pending periods can be overridden using manual flushing. You can find out if casinos have pending periods or manual flushing by reading our individual casino site reviews.
Types of Debit Card
There are many companies that offer debit cards but these vary depending on the country your bank is in. In the UK Visa and Maestro are the most common types.
Your bank will have a contract with the issuer and so you cannot decide to use Visa or Maestro, for example, you must use the service offer by your own bank. This will be displayed as a logo on your card.
Debit card issuers facilitate electronic fund transfers between your account and the account of the recipient. The provider do not issue cards directly, charge fees, set rates or give credit, only your bank or payment provider can do this.
These days almost everywhere accepts all major forms of debit card, although limits can be different between them so it is always worth checking the banking options. We list full banking options for all of our casinos in our in depth reviews.
Major debit card providers:
- Visa
- Maestro – Part of MasterCard
- Switch / Solo – Now part of Maestro
- Discover Card and American Express – Mainly US, usually cannot be used for gambling
- Interac – Canadian Provider
- Carte Bleue – French Provider
- EC – German Provider
- Union Pay – Chinese Provider
- RuPay – Indian/Australian Provider
- Other – Many countries have their own card issuers.
Pre-Paid Debit Cards
Some banks, eWallets and financial companies offer pre-paid debit cards. These are reloadable and you can only spend up to the maximum amount you have on the card, there is no option for an overdraft.
Many prefer using these types of card for gambling as you cannot deposit more money than is on the card in the first place. Transactions are also recorded separately to your main bank statement. You can add and remove funds to and from your pre-paid card direct from your main bank although beware some of these products come with fees.
Mastercard Secure Code
While everyone might be familiar with Mastercard, they also have an initiative which is becoming more and more popular as a payment method in the online gambling industry. What this essentially does is add another layer of security for the player and as a result, provides peace of mind to them and basically combines the Paysafecard function with your bank.
When you choose the Mastercard Secure Code method to make a transaction, you will be prompted to enter your secure code, which you will have been allocated when you registered for this via Mastercard. However, this is not quite as simple as it sounds, in fact it is quite clever. Once you have selected this option, a window appears which is designed to verify the cardholder’s identity and it prompts communication with the merchant and as a result the window displays a personalised greeting. If the player recognises this personal greeting as the one they were allocated when they registered, they then know that it is safe for them to enter their secure code.
There are a number of benefits for the player using a Mastercard secure code, which include:
- Reducing fraud.
- Guaranteeing payments.
- Improved cardholder confidence.
Verification Using Debit Cards
To obtain a gambling licence (in the UK) sites and operators must do everything they reasonably can to prevent fraud an underage gambling. This is the primary reason why you must prove who you are, your age and your country of residence when you join a new casino.
Using a debit card as your primary payment method when you join a site is one of the best ways to do this. If your payment card is registered at the same address you use when signing up to the casino then many will perform a soft credit check. This allows the site to check your name, date of birth and address without you needing to send any documents in. This is a very easy way of going through initial verification.
If your bank card address, registered name or country of your bank are different to those you use to register then it is highly likely you will need to send in ID and verification documents. Not all operators use soft credit checks either so you may be asked to do this anyway.
You can verify yourself using scanned copies (front and back) of a passport or drivers licence along with an official letter with your address on (bank statement, utility bill, council tax, etc.).
Many sites will not ask you to verify until you want to withdraw but doing this in advance will save you time later. You can usually find details of how to do this with each individual operator in your my account section.
Security
A debit card payment is highly secure so long as you keep your card details safe, human error is the most common cause of mistakes that can lead to fraud. Betting websites and casinos also use high end encryption software to keep your details safe and no one at the site will be able to see all of your card detail.
Of course, as we often read in the news, companies can be hacked and details stolen, although there is no higher risk of this happening with a casino than with any other retail merchant you may have your card details stored with.
Unlike a credit card if your card details are stolen, and money taken from your account, your bank is not legally bound to refund you. In practice, many banks will refund you, so long as it wasn’t through negligence on your behalf. If your money was stolen due to negligence on behalf of the gambling site then in this instance they should refund you.
The more sites you have your card details stored on then, in theory, the more opportunity there is for those details to be stolen. For this reason, many gamblers prefer to use eWallets such as PayPal or Skrill, this way you only need to store your card details with the eWallet. This also means you only need to update your card details win one place when it expires. You can read more about eWallet and other banking options on our banking homepage.
Some people also prefer to use pre-paid debit cards for added security as the maximum that could ever be stolen is only the amount pre-loaded onto a card.